Yacht insurance

3-4 minutes to request a quote

From classic yacht insurance to modern cruiser/racers we can help. Mariner staff are keen yachties and will often be out there too. Let us put together a yacht insurance policy to suit you.

What does yacht insurance cover?

Monohull and multihull sailing vessels, from classics and cruisers to modern racers are covered under our yacht insurance policy. Yachts are covered for sudden accidental physical loss or damage; spars, sails, machinery, tenders, outboards, equipment and other accessories are covered, there is an option  to insure fishing gear too. Coverage  up to 200 nautical miles offshore from North or South Island. Racing and offshore extensions are available for most yachts, and there are also other benefits with our yacht insurance too like being able to claim (with no excess deducted) if you need to be towed home.

How much does yacht insurance cost?

How much you’ll pay to insure your boat depends on a few important factors, including the type of boat, its size and age, and how you plan to use it. You can reduce the cost of your premium by selecting a bigger excess . If you race, or just do the odd rum race, we won’t rate you like a more hard core racer. 

What should I be aware of?

We need to know where your yacht will be moored or berthed, and how you are going to be using it. Are you a harbour or coastal cruiser or are you sailing around New Zealand! Please tell us if your yacht is going to be out of the water for any length of time, or if you want to race. If you are doing a bit refit let us know too – we have a policy for that too. To save you time and hassle, we will automatically send confirmation of your insurance renewal to your marina operator each year once you have paid your premium.


Start your online quote and checkout and get yourself on the water in no time!

3-4 minutes to request a quote