Boat insurance for older boats

What if I have an older boat?

Having a boat more than 20 years old doesn’t mean you can’t get boat insurance, or that it will be expensive. It just means we are likely to require a boatbuilders’ report or more comprehensive survey, indicating that the structural integrity of the hull has been investigated. In some cases we may not require this however - just talk to us. We’ll also want to know what the boat is being used for — racing or cruising — and where you are going to take it and store it. Talk to us and we can work out what needs to be done so we can help to protect your pride and joy.

If you do some work on your older boat, it’s a good idea to take photos of the process and make a bullet-point list of the work being done, so we can see what maintenance and refitting has occurred. This will help if you need to make a claim later.