All ArticlesHow are boat insurance premiums calculated?
How are boat insurance premiums calculated?
When you talk to one of our experienced Mariner crew about getting boat insurance, they will ask you a series of questions which will help them calculate your premium, including
- what you paid for boat?
- is it new or a second-hand boat?
- what type of boat is it?
- how old is it?
- what is the skipper’s boating experience?
- what is the skippers and claims history?
- where you are going to keep the boat?
These are all vital factors, and because the Mariner team are boaties ourselves, we are familiar with the different types of vessels. We also understand how you might be using your boat, including the different types of yacht racing, and we can calculate a boat insurance premium to match.
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